Susan notes: Thanks to TED for making TED Talks downloadable and embeddable, and for providing the biographical information that goes along with them.

What do you think of people in poverty? Maybe what Jessica Jackley once did: "they" need "our" help, in the form of a few coins in a jar.

The co-founder of Kiva.org talks about how her attitude changed -- and how her work with microloans has brought new power to people who live on a few dollars a day.

Jessica Jackley is the co-founder of Kiva.org, an online community that helps individuals loan small amounts of money, called microloans, to entrepreneurs throughout the world.

Seven years ago, Jessica Jackley heard a speech by Grameen Bank founder Muhammad Yunus, an economist from Bangladesh who had developed the idea of microcredit: loans offered to entrepreneurs too poor to qualify for traditional bank loans.

Susan notes: an extraordinary woman whose generosity was recognised when she was named to the 2010 Times most influential people.

Chen Shu-chu is a seller of vegetables in a stall in Taitung County's central market, in southern Taiwan.

Out of her modest living, Chen, 59, has managed to donate nearly NT$10 million (that's $320,000) to various causes, including $32,000 for a children's fund, $144,000 to help build a library at a school she attended and another $32,000 for the local orphanage, where she also gives financial support to three children.

Susan notes: I've copied and pasted this biographical information and talk unabashedly from the TED website.

Jacqueline Novogratz tells a moving story of an encounter in a Nairobi slum with Jane, a former prostitute, whose dreams of escaping poverty, of becoming a doctor and of getting married were fulfilled in an unexpected way.

Novogratz founded and leads Acumen Fund, a nonprofit that takes a businesslike approach to improving the lives of the poor. In her new book, The Blue Sweater, she tells stories from the new philanthropy, which emphasizes sustainable bottom-up solutions over traditional top-down aid.